Mine would actually be one that happened within the family a few years ago that would have gone successfully had I borrowed from a professional loan company or bank instead

I needed $350.00 to buy some books and other material my freshman year because they were having a sell at the college bookstore for the start of the semester and after the first week the price on all hard covers would up 10% .

So I was at a family gathering and was in the kitchen with my mom discussing it.I could wait till the week following when I got paid from my job to buy them or I could borrow money and get them for much cheaper that week.My Uncle;we call him Ricky,was half drunk and came into the kitchen and over heard the convo.He owns a tow truck service in Glendale.So after about 20 minutes of slurring over his speech and being goofy,(lol) he actually convinced me and mom to let him loan me the money instead of her. BIG MISTAKE.

So longer story short I went out to Glendale to pick up a check from him for $350.00 the next morning and then went to the school,got through the line,Im up there with like 14 books,pamphlets,pens,flash drive packets,even bought me a Snickers candy bar to snack on and I get all the stuff rung up and the damn check bounces.



And for a moment Im just standing there,while the student clerk runs the check through the machine again wondering if I should get embarrassed,be angry,call mom or call Uncle Ricky first.Not to mention that there is a line of like 10 students and growing behind me.

So after a 3rd attempt and the transaction failed I kindly stepped out of line,put the goods on a shelf and frantically called my mom.She said that she would wire me the money immidiately and I begged her not to call Uncle Rick and bagger him about what happened because I knew it would come back to haunt me.She said she wouldnt but as soon as she hung up the phone,thats exactly what she did omg.

So Im pacing around the bookstore now,catching a chat with a few freinds of mine from high school that I saw who were also starting that year(but in different classes) and pretending like I was still looking for items to buy,trying to avoid the shame and then about an hour later my mom calls and tells me she is right down the hall.Im thinking "Thank God!".But then I hear her talking in an argumentative manner to someone in the background as she hangs up and I notice..........its sounds like Uncle Ricky And Im thinking "God please tell me she did not come all the way up to my school with this man half sleep,half drunk to come in here and embarrass me infront of everybody worse than I was already been embarrassed .

But thats exactly what happened,I see them come through the door as kids who made their purchases are coming out,she has a frustrated look on her face and he has a look of bewilderment,plus he is in his tow truck uniform and smells of engine fluid for some reason.Im just standing there with one of my gf's not able to say anything,just simply stunned that this is about to happen right in front of my eyes.

So they argue outloud,or more like she yells at him about the bad check,he's saying "I thought the money had been deposited,I check the bank on the phone every other day". The she's like "The next time when its me and her just let me and her handle it,I knew you werent dependable because you always drink" and yada yada yada on and on for like 10 minutes.And the whole time Im thinking to myself.......

MOM! THIS IS A BOOK STORE IN THE MIDDLE OF CAMPUS NOT THE LIVING ROOM OF THE HOUSE,NO TIME FOR SIBLING RIVALRY!ITS BAD ENOUGH TO BROUGHT HIM HERE!

By now there are 30 something people in the store and most of the eyes are pointed towards the front at them and then me.

They finally calm down enough to where she takes me through the line while he stands there looking retarded telling me how sorry he is,breath smelling of bourbon,I think and wreaking the entire front line.She swipes her debit and the conflict of interest is over.I was so embarrassed as I followed them out the store back to the parking lot I couldnt even turn around to say goodbye to my freind lol.

The funny thing is I love uncle Ricky and he loves me,and ofcoure I love by mommy but boy family members can lose their composure and worry or embarrass you to death lol Jesus!

After that incident I always made sure to save up money if need be to buy supplies on the date or period in which they are on sale so i dont have to depend on a loan.

Sorry I tried not to make the story a book but the more I thought about that memory the more I wanted to fret .

Perhaps I should have called this thread: "Annoying embarrassing family/private moments"

Whats are some of yours?

Wow, I don't have a horror story anywhere near yours Lilly. But when I was 18, I did get decline for a $5,000 loan from my credit union (lack of credit/no co-signer).